h during 2015 VA* of your account at year end 2014 41,4695081.00 Net deposits and 1,501.2 withdrawals -31,973.21 • Your nvestrnent return. DhOdend and interest income 12,328.96 Chance in market value 431,408 28 Value of year *moult on Jan 30.2015 31501245.03 Dec 2014 ran 2015 SDNY GM