rect investment in the underlying. Investor understands that principal is protected only if held to maturity and that FDIC insurance applies only to Market-Linked Certificates of Deposit up to the statutory limits. 2. Buffered Notes—Partial principal protection (usually protection from the first 10%-20%decline in the underlying) whic

ect investment in the underlying. Investor understands that principal is protected only if held to maturity and that FDIC insurance applies only to Market-Linked Certificates of Deposit up to the statutory limits. Buffered Notes — Partial principal protection (usually protection from the first 10%-2096 decline in the underlying) wh