der or insurer may use a different FCC)* Score version than F CO' 8. or another type of credit score altogether. FCC,' is a registered trademark of the Fair Isaac Corporation In the Unted States and other counties AMEX002212 SONY_GM__02745511 EFTA_00232767 EFTA01674170 JEFFREY E EPSTEIN DUPLICATE COPY Account Endin

ender or nsurer may use a different FICO' Score version than F CO' 8. or another type of credit score altogether FICO' is a registered trademark of the Fair Isaac Corporation in the United States and other countries. AMEX002732 SONY_GM_02746031 EFTA_00233287 EFTA01674690 JEFFREY E EPSTEIN DUPLICATE COPY Account Endi

lender or insurer may use a different FCC)* Score version than FCC'S. or another type of credit score altogether. FCC)' 6 a registered trademark of the Fair Isaac Corporation In the Unted States and other counties AMEX005082 SDNY_GM_02748381 EFTA_00235637 EFTA01677040 JEFFREY E EPSTEIN DUPLICATE COPY Account Ending

ender or irraer may use a different FC0' Score version than FIC0' 8. or another type of credit score altogether. FIC0* is a registered trademark of the Fair Isaac Corporation in the United States and other countries. AMEX009301 SDNY_GM_02752600 EFTA_00239856 EFTA01681259 ■ Centurion£ Card JEFFREY E EPSTEIN Closing

lender or insurer may use a different FCC' Score version than FCCY 8. or another type of credit score attogether. ACV is a registered trademark of the Fair Isaac Corporation in the United States aid other countries. AMEX009334 SDNY_GM_02752633 EFTA 00239889 EFTA01681292 JEFFREY Account Ending 0-15006 p. 34'34 Kee

Fitch. How do lenders decide whether consumers are creditworthy? In America one of the key determinants is an individual's FICO score, named after the Fair Isaac Corporation, which devised it. The idea goes back decades, to a time when small retailers, which needed to offer credit, pooled information on which customers w