From: Daniel Sabba Sent: Wednesday, January 13, 2016 2:17 PM To: Wayne Salit Cc: Todd Stevens; Chip Packard Subject: FW: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Wayne — I hope all is well. Jeffrey Epstein's CFO has requested the opening of a new 0851 account for one of his entities (Gratitude America, L

From: Chip Packard Sent: 1/20/2016 6:36:51 PM To: Todd Stevens Subject: Re: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval (C) [I] From a rep risk perspective I am. The future of the relationship though is something we need to discuss. Chip Packard Managing Director, H

m: Daniel Sabba Sent: Tuesday, January 19, 2016 1:49 PM To: Daniel Sabba; Wayne Salit Cc: Todd Stevens; Chip Packard Subject: RE: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Hi Wayne — I tried to call and got voice mail. We wanted to follow-up on this matter — the client continues to inquire about the opening of thi

Carol Saracco Sent: Thursday, January 21, 2016 9:31 AM To: Daniel Sabba Cc: Wayne Salit; Todd Stevens; Chip Packard Subject: RE: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] [I] Classification: For Internal use only Wayne The committee wants an updated due diligence report. Can you order a level 2 kroll report? (I

From: Daniel Sabba Sent: Friday, January 08, 2016 10:02 AM To: Todd Stevens Subject: FW: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Todd - please see below from Jan Ford/Wayne Salit on the reputational risk committee's assessment of this client situation early last year. Jef

Subject: Re: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] [I] From: Chip Packard a Date: Wed, 20 Jan 2016 18:36:51 -0500 To: Todd Stevens ‹ > From a rep risk perspective I am. The future of the rela

From: Wayne Salit Sent: Monday, March 30, 2015 12:38 PM To: Daniel Sabba Subject: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Classification: Confidential Dan - Here is the e-mail (dated 2/6/2015 from Jan Ford you requested (see below). This e-mail is confidential an

db.comj CC: Wayne Salit [[email protected]]; Todd Stevens [email protected]]; Chip Packard ([email protected] Subject: RE: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval (Cj Classification: For Internal use only Given that's it's been a year and this is a new brokerage account, can you update diligence report on Ep

From: Daniel Sabba Sent: Wednesday, January 13, 2016 2:17 PM To: Wayne Salit Cc: Todd Stevens; Chip Packard Subject: FW: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Wayne — I hope all is well. Jeffrey Epstein's CFO has requested the opening of a new 0851 account for one of his entities (Gratitude America, L

From: Daniel Sabba Sent: Wednesday, January 13, 2016 2:17 PM To: Wayne Salit Cc: Todd Stevens; Chip Packard Subject: FW: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Wayne — I hope all is well. Jeffrey Epstein's CFO has requested the opening of a new 0851 account for one of his entities (Gratitude America, L

Wayne Salit Sent: Tuesday, January 19, 2016 2:10 PM To: Daniel Sabba Cc: Todd Stevens; Chip Packard; Jan Bornebusch Subject: RE: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] [I] Classification: For Internal use only Dan — As we discussed, I do not have any further guidance on whether ARRC would permit a new brokera

advise us on how to proceed. Thank you, Daniel From: Wayne Salit Sent: Monday, March 30, 2015 12:38 PM To: Daniel Sabba Subject: Jeffrey Epstein/Southern Financial LLC - Rep Risk Approval [C] Classification: Confidential Dan — Here is the e-mail (dated 2/6/2015 from Jan Ford you requested (see below). This e-mail is confidential an