TLP charges are $3mm higher May YTD ($11.3m vs $8.7m in 2014), which reflect structured lending and not mortgages, thus are primarily USO related. LatAm May Actuals of $11.3m vs plan of $11.6m reflects continued strong L&D revenues of $4.5m. PCS May actual of $31.5 exceeded plan $31.1m. Other revenues in May tot