Avenue, 24th Floor New York, NY 10154-0004 Tel. Mobile Email Securities offered through Deutsche Bank Securities Inc. Original Message From: Ruth Rhei-Rencricca Sent: Tuesday, April 14, 2015 10:21 AM To: Andrea Tapia Cc: Chip Packard Subject: RE: Client tiering worksheet [C] Classification: Confidential

ty is 25% by end of next year From: Stewart Oldfield EFTA01475565 Sent: Friday, November 06, 2015 10:29 AM To: Jason Stiles; Clint Gossage Cc: Ruth Rhei-Rencricca; Paul Morris; Jj Litchford Subject: land loan Guys, Great to see you yesterday, thanks for taking the time. Ruth did some more thinking about you