gy Stan Beyers, Chief Operating Officer: Nedbank Africa Albert (?), Head of Risk Department: Nedbank Africa EFTA_R1_00213030 EFTA01834155 Guma Emmanuel Charumbira, Managing Director Congolese Delegation Rigobert Andely Fred Otsoa Philippe Jonnart 1- Rigobert Andely's description of the Bank Project in Cong