EITMAN/COHEN/AYERS - API TIMOTHY M RILEY - NOVAIC BND WALL / HARGROVE -THE COROLL C.STAFFORD/C.SCHAUER - UNIVERSAL GERMANN/FINK/HASSAN - VLY VNB ROBERT C LAVIN - CORDISH PERRY M TRIMBLE - RODRIGUEZ GERMANN/HASSAN/FINK - GREYSTONE MAIER/NEAL - PFL CORPOR MCHUGH/CARRIER - PJ PEY FED TONZOLA / BRUHOWZKI -