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WS Document 135 Filed 05/02/16 Page 10 of 37 176 Misc. 2d 605, 609, 676 N.Y.S.2d 727 (Sup. Ct. 1998) (citing Waugh v British Rys. Bd., 1980 AC 521 [N.L.)), aff'd sub nom. Aetna Cas. & Sur. Co. v. Certain Underwriters at Lloyd's, 263 A.D.2d 367, 692 N.Y.S.2d 384 (1999). That court found that both do

cMichael, A.J., 1995. Antigenic oscillations and shifting inununodominance in HIV-1 infections. Na- ture 375, 606-611. [108] Nowak, M.A., Komarova, N.L., Niyogi, P., 2002. Computational and evolutionary aspects of language. Nature 417, 611-617. [109] Nowak, M.A., Krakauer, D.C., (1999). The evolutio