[Figure 26: Banks ROE vs. 5yr Treasury Yield • 46% 44% 4 3% • 3d% 8% 3.6% 34% 32% 2% 1 30% 1 28% fl nEi*i fi N IVA;; .; R8011.41a1 - Syr Terastry `Deis (ifs) Net Interest Marian of MI FOG I nactullot0 (MO) Sane ADC &den I Roan% DitaS &Mr page 12 ~Recession —5yr Treasury Yield (Ms) —ROE d SD