ld ever occur. • Financial institutions, subject to the same influences, become willing to provide increased financing. In the words of Citibank's Chuck Prince, when the music's playing, they see no choice but to dance. Thus they compete for market share by reducing the return they demand and by being will

ight deal. TAB: Do you think a J.P. Morgan-Citibank merger would make sense? EFTA_R1_01512252 EFTA02438845 Lighte: It's funny because when I met Chuck Prince last week, he said, `send my regards to all my friends at J.P. Morgan'--to which I responded, 'there sure are alot of them' TAB: In terms of Chines