BERS & AC,CCUM NuMBER 1. 7 TERMS AND CONDITIONS IN APPLYING FOR OPEN ACCOUNT PRIVILEGES, I AM AWARE OF THE FOLLOW WO AND AGREE TO THESE TERMS. I) Were.% will be added al the rate of 1 1/2% per month (18% per annum on past due amounts) 2) Should i bo necessary for Palecok to resort to a oolkicilon age