62457) files $150M IPO through Citigroup, Deutsche Bank and Wells Fargo US Key Research: ••• Citi downgrades SCHW (sell), Atlantic cuts S, DB cuts POWI & upgrades GPK (buy) ••• GS downgrades 3-month view on equities (neutral) — overweight over 12-months & initiates USAC (buy) EFTA00396178 •••• JPM