to pay, deposit, and transfer money) with many national and international organizations. M-Pesa also represents a substantial portion of profit for Safaricom, the mobile operator that introduced the system. In Somaliland, there are two major mobile operators, TeleSom and SomTel. There is no telecom regu

owning mobile phones. What m=kes Kenya a particularly unique case for bitcoin is that it is also a world=leader in mobile payment usage. > In 2007, Safaricom, one of Kenya's leading telecommunications comp=nies, launched a mobile payment service called M-PESA. Today, two thirds of=Kenyans use the service