HAOLT311 rtS WADLEY MHO SUPSETARY BEAR STURNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams & Co. Inc. New Ton. New York 10179 Mx. an Sowers com Om Meettimh C— Wet bop*" Kea tat 112014859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTWE 2ICHERMAN.IRA STATEMENT Ptia00 January 1.2002 TELEPHONE TTEADASH Ja