CLEARED THAOLT311 rtS WADLEY MHO SUPSETARY BEAR STURNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams & Co. Inc. New Ton. New York 10179 Mx. an Sowers com Om Meettimh C— Wet bop*" Kea tat 112014859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTWE 2ICHERMAN.IRA STATEMENT Ptia00 January 1.2002 TELE

ise have pursuant to law or pairs= to the other provisions of this Agreement, the Grantor directs that the Trustee have the tollOWIttg discretionary Sowers: (a) To retain for as loos a period of time as he may consider advisable or proper any property of any kind which may al any time be in his bands.