OFT Ct SERIACNIG YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue Y Yak 10179 NASD/fin PROr(SSIDNAL ZICHERMAN.IRA TELEPHONE vISIT OUR NTBSITE werw.bearstearns.ccfn What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 6 Fund Activity