J 00 10 IJ IJ 0 m C in r 00ZOSE00- 019- ANGS BEAR STEARNS VOCE SERVICING YOUR ACCOUNT Boar. Steams & Co. Ix. 383 Madison Avenue New Yak. NS/ York 10179 ACCOUNIECORIVE ZICHERMAN.IRA TELEPHONE MEI OUR WEBSITE wAw.bearszeams.cem What's In This Statement Financial Summary 3 Your Portfoli