ROLA0. rrs )1140.U.Y Owe Cloven ril IS b.) IJ Is) 00 IJ) 0 -n C in r Z9IOSE00- 019- ANGS BEAR STEARNS OFFICE SERVICIVG YOUR ACCOUNT Bear, Steams b Co. Inc. 383 Madison Avenue Y N York 10179 6 us Your messages I As part of the National Association of Securities Dealers (NASD) Investor Education P