trading on NYSE. AMEX. and regions' exchanges will be in decimals effective as of 1/29/01. For details. visit our nebete at evnv.bearstearns.com. Illlllllr 1111111 I I INTERNATIONAL CHARITABLE INTERESTS II ATTN JEANIE BRENNANE • 6100 RED HOOK QUARTER STE B-3 ST THOMAS V1 00802 Premise or Third Par