arged to your account during January 2003 is computed from December 31. 2002, End of Statement MEMO THROW., rIS va4C4.01 Cveif.0 SuliSmori Its. Ward Socartios 01.2 frt./to:010i Cwt./ IS, M 11201-5050 FINANCIAL TRUST CO INC stonewr mice Jam*" I. 2033 117170...412 2.1n.ary 31.2003 AtO,NT NUInitil Min