01320658 GOND llinuen as vafiCur Matt SuSSOVOre z m cim z H r ZLVOSEOCINDANGS ba a W IJ BEAR STEARNS Cara SERVICING YOUR ACCOUNT Bear. Steams & Calm 383 Madison Avenue New York. New York 10179 8 es Your messages ma- Excess SIPC Account Protection Update Effective February 16. 2004, the comme