LING YOUR ACCOJNI t. S C° Your messages You are advised to promptly report any inaccuracy or discrepancy in your account to your broker and Boar, Steams Securities Corp. CBSSC" at the telephone numbers listed on the front of this statement. In order to protect your rights. including any rights under the Securities Investo

ssages Ea? NOTICE OF CHANGE PURSUANT TO TRUTH IN LENDING SEC RULE 10b46 The annual rate of interest charged on any credit extended to you by Bear. Steams Securities Corp. CBSSC) for the purpose of purchasing, carrying or trading in any sectrity or other property shall continuo to be based on either the BSSC Margin Basis Ra