NGS BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Beer. Steams & Co. Inc. 383 Madison Avenue New Yak. New York 10179 AccouNT TaznvE DCHERMANTRA TETIONONE ( V6I7 OUR vrEBSITE vewerteatsteetns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail