ER NULISER On He LAST STATEMENT December 31.2001 Your Portfolio Allocation Cash & Eq.eralenl- 100% Un*oded preens den* debt Infancy mkt short Inenm venas The elocaben perceMer Is dewed Iren, to absolve, market value of ycia pctIWN V520 EFTA00198764 CLEARED THROUGH ns vngkiv OrthE0 SUBSIDIAR