OWNED SUISDE/MAE BMR STMRNS OFFICE SERVICWG YOUR ACOOLIVT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 ACCOUNT EXECUTIVE TELEFINE VISIT OUR WEBSITE GIOREHMAN.IRA WIAV, nea-slearnS,COrri What's In This Statement Financial Summaiy 3 Your Portfolio Holdings 4 Transac