BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 245 Park Avenue New Y New York 10167 4 Beer. Szeirns SOC‘r.t*/ COO. Cr.* Mevelech Cella North Betatron. New Ye* II201.38S9 HERITAGE INTERESTS STATEMENT PERK* Jul/ 28.2001 Your Portfolio Holdings THROUGH ACCCUNT NUMBER MOAT 31.2001 CASH