nS YiHOU.Y OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York. New York 10167 BM. Steams SO•0081 Corp. Ono MoVotech Confer Noah Stock/in. New York 11201.3959 HERITAGE INTERESTS ACCOUNT EXECUTIVE ZICHERMAN.IRA STATEMENT PERIOD Jut/ 28.2001