R ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York. Nell York 10179 BOW. SZeWnt. SOCwititt CaP. Ctc Metsolech Cadet North Beccidon. New Ye's 11201.3959 HEALTH & SCIENCE INTERESTS II ACCOUNT EXEC,TvE LICHERMAN.IRA TELEPHONE VISIT OUR WEBSITE bearstearrls .COM STATEMENT PERK* THROUGH