R ACCOLM Bear. Stearns 8. Co. Inc. 383 Madison Avenue New York. Nee York 10179 Beer. Steams SOhrile3 CO( . cao lievotech Confer North Brock/in. Nee Tom 1120/3859 HEALTH & SCIENCE INTERESTS II ACCOUNT EXECUTIVE ZI HERMAN.IRA STATEMENT PERK* January 26.2002 TELEPHONE THROUGH February 22.2002 VI