York 10179 8401. Srewns SOOrititt COO. Cr. Metsolech Coma North Betatron. New Toot 1120/3859 HEALTH & SCIENCE INTERESTS II ACCOUNT EXECUTIVE Z:CHERMAN,IRA TELEPHONE VISIT OUR WESSITE nn.uearsteams.com STATEMENT PERK* THROUGH ACCOUNT NUMBER December 1.2031 December 31.2001 What's In This Sta

CE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York. NEW York 10179 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE Z:CHERMAN,IRA 61,V uearstearrts.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 4 Fund Activity