E SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 245 Park Avenue New York, New York 10167 Bear. SIMMS Sehrek> Ono Maratah Confer Noah Becdt4n. Noe Yak 1120/3859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTIVE ZICHERMAN.IRA STATEMENT PERIOD June 30.2001 TELEPECCE THROUGH Jut/ 27.2001 VISIT OUR