YOUR ACOOLLIT Bear. Stearns & Co. Inc. 245 Park Avenue New York. New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE ZIC,HERMAN.IRA ITIAV uea'stearrs.coni What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Your Messages 7 You

urity & Futures Authority 1 Canada Square London El 4 SAD England 0207 516 6610 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE Z:CHE.RMAN.IRA ITIAV uearstearns.com What's In This Statement Financial Summary 3 Transaction Detail 3 IIIIIIIIII1111111 I I FINANCIAL TRUST COMPANY CIO AME

YOUR ACCOUNT Bear. Stearns 8. Co. Inc. 245 Park Avenue New York. New York 10167 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WESSITE ZIC,HERMAN.IRA ITIAV uentearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Fund Activity 5 111111