.bearsreama.com What's In This Statement Financial Summary 3 mermen PEITCO T emo, AccanT rusieER TAxPAYER illet UST STATEMte January 1.2002 Janmey 25. 2002 Datember 31.2001 Your Portfolio Holdings 4 Transaction NOR Your Portfolio at a Glance Market Value of Your Portfolio NET CREDO 8MANC