PTION 09/30/02 AVG BAL 338RT 3.803 021 OFFICE INTEREST 0902 DESORPTION UNITED STATES TREASURY NOTE 04.375% FA 15 GYM REF # SMOOT:CUSP Beer. Sterros Sec , 581 GOP. Cato Metroiech Cantot North &Worn. New York 11201.3859 FINANCIAL TRUST CO INC STATEMENT PERKO Seplefilter 28.2002 THROUGH Octocer 25