0"EO SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8. Cu. Inc. 383 Madison Avenue New York. NEW York 10179 Bear. Steams Seombet Gore Cocoon:tech Coma North Beccidon. New Teo 11201.3859 FINANCIAL TRUST CO INC ACCOUNT EXECUTIVE GNMA GOVT BOND STATEMENT PER100 February 1.2003 V