IDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 BOW. Seams SONMIOS CMO. Cbetlevotech Confer North Brock/on. New Votx 1120/.3859 EPSTEIN INTERESTS ACCOUNT EXECUTIVE ZICHERMAN.IRA STATEMENT PERIOD March 29.2002 TELEPHONE THROUGH