nS WHOA? OIM•E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York. NEW York 10179 1N I. Retro& SOCwititl COO. Cr. Metsolech Cantor North Becck/on. Hew Tait I 1201.3r3S9 EPSTEIN INTERESTS ACCOUNT EYEC,TvE LICHERMAN.IRA STATEMENT OEM00 January 1.2002 TE