of Civil Procedure 9(b) (1-31 In order to state a viable fraud claim, Rule 9(b) requires a plaintiff to EFTA00187479 FINANCIAL TRUST CO., INC. I. CITIBANK, N.A. cacas all F.Suppad 329 (D.Vbitin Wands 2004) plead (1) a specific false representation or omission of material fact; (2) knowledge by the p