in Hogg Intl Ltd., Civ. No.1996-180, 2000 WL 1690315, "2-3, 2000 U.S. Dist LEXIS 17184 at *8 ( October 26, 2000) (quoting Godfrey In- ternational Moving Consultants, Ina, 18 IS 60, 66-67 (-.1980)). It is suffi- cient, therefore, that Citibank entered into a contract with a Virgin Islands resident, and that the