Amended 1999 Note, Epstein and FTC also signed an agreement entitled "First Amendment to Note and Affirms- EFTA00187465 FINANCIAL TRUST CO., INC. I. CITIBANK N.A. Cite as 268 F.Supp.2d 561 (1).VIrsla Island* 2003) Lion of Hypothecation Agreement and Cer- tain Documents Referred to Therein" (the "first Extens