it should be acted upon; and (6) that the plaintiff acted upon it to his damages. Fed.Rules Civ.Proc. Rule 9(b), 28 U.S.C.A. FINANCIAL TRUST CO., INC..CITIBANK, NA. 329 Cite as331 F.5upp.2d 329 (D.VI Islands 2004) 2. Federal Civil Procedure e=636 Courts should apply heightened plead- ing requirem