is the subject of the proceeding. This interest has also been described as a direct, substantial, legally protectable interest in the proceedings." Purcell v. Bank/Mantic Financial Corp., 85 F.3d 1508, 1512 (I I th Cir. 1996); accord Mt. Hawley Ins. Co. v. Sandy Lake Properties, Inc., 425 F.3d 1308 (1Ith Cir. 2005). The The defense