ASE NO.: 08-80804-CIV-MARRABOHNSON actionable underlying tort or wrong."' Posner'. Essex Ins. Co., 178 F.3d 1209, 1217-18 (11th Cir. 1999) (quoting Florida Fern Growers Assn'. Concerned Citizens, 616 So. 2d 562, 565 (Fla. 5th DCA 1993)). In an effort to dodge this requirement, the plaintiff cites Doe'. Celebrity Cruises,