undation, Inc tilunt(t7 6100 Red Hook Quarter 83 Address St. Thomas U.S.V.I 00002 were dp Cosa Account Title (Complete If different from the Cliental:bowl Account Numbed,) INIPOR IAN I. Pi.F,1sI TIN AND RFIUIZr4 I HIS ACCOUNT r1GKF I-MEN I This is the account agreement (Account Agreement) betwee

1986. as amended,. or Seotion 40640(i)(B) of the Employee Retirement Income Security Act of 1974, as otnanded. Securities snd Omer Property held in Cliental retirement aecourillal maintained by OBSI, which may includeilflAs or qualified plans. are not subject to this lien end such Securities end Other Pr

tection) and lack thereof (and thus waiver) is the necessity of the third-party in facilitating the confidential communications between counsel and Cliental,. Mileski v. Locker, 14 Misc. 2d 252, 256, 178 N.Y.S.2d 911, 916 (Sup.ltt. 1958); accord Don, 866 N.Y.S.2d 91; Eqiazaryan, 290 F.R.D. at 431. Def