015 Regional Office Director: (Signature) AML Business Risk: (Signature) AP% Compliance G. Hill oribio M. Crawford Yconsun Chung (Signature) G. Hill cublo M. Crawford Yoonsun Chung 2,27,2015 2/27/2015 LATAM/INTERNATIONAL APPROVALS Client Facing Professional (CFP): (Signature) Account Manage

Head: Kimberly Hart (Signature) Kimberly Hart 2126/2015 Regional Office Director: (Signature) AML Business Risk: (Signature) AP% Compliance G. Hill oribio M. Crawford Yconsun Chung (Signature) G. Hill cublo M. Crawford Yoonsun Chung 2,27,2015 2/27/2015 LATAM/INTERNATIONAL APPROVALS Client

From: Navin-Kumar Panka on behalf of PWM A0G Sent: 3/2/2015 2:44:17 PM To: Pema Sherpa CC: G. Hill PWM AOG Subject: RE: Case 401353080 :Gratitude America [II Classification: For internal use only Hi Pema, We are clearing on Point 2 & 3 howeve

Email Ranieri.--Iv Peepoynt From: Navin-Kumar Pankaj On Behalf Of PWM AOG Sent: Monday, March 02, 2015 2:44 PM To: Pema Sherpa Cc: Amanda Kirby; G. Hill cr PWM AOG; Yoonsun Chung Subject: RE: Case :Gratitude America [I] Classification: For internal use only Hi Pema, We are clearing on Point 2 & 3

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Subject: RE: Case #01353080 :Gratitude America [I] From: PWM AOG Date: Mon, 02 Mar 2015 14:00:13 -0500 To: G. Hill Classification: For internal use only Dear ABR Team, Appreciate if you can advise on the below issue. Thanks, Prashant Mahendru PWM AOG DBOI G