los willi a matunty ol 12 months or less For IDs will a matuni'', Teater tan 12 months innsett will be paki arrually arc will rot be Wena b pnrcipal Interes& will be ealci.lateci base° upoi ceber III a 380 cay year er (2) a 385 cay year, m each case lar the rumb« ol oays °larwce nom the cay ol cepom to the

lor IDs wilii a matunty ol f2 mondami:ma For 'Ds with a mahdii,' greater tan 12 ~mln internat will be pajd arrually ara will rol bo wiece b pnrcipal Interes& will be calculateci basco upoi either iii a 360 cay year er (2) a 365 cay year, in each case lar Ihe rumba ol oays dorzec bom lhe cay ol cepom lo lhe