15% 22.68% MSC I - Europe, Australia & Far East 3.60% I 7.43% Barclays Capital U.S. Aggregate Bond Index 030% 8.85% Your ffirencial Advisor. SCOTT STACK mAlVt.vt.E CAMEL • Cash and money balances may include ayaiable cash balances, uBS bank USA deposit account, U8S FDC waved Deposit Program Bank accounts.