yearly retainer will be good for one year from 12/05/13-012/05/14. Please sign below to confirm that you have accepted this agreement. Sincerely, Bernard Kruger M.D. I have accepted the contract proposed. Signature Date EFTA00676739

. The services provided today are not included with the concierge. I am happy to answer any and all questions! EFTA00467300 Haley Th ffi • • of Bernard Kruger M.D. .1) <DOC593.pdf> EFTA00467301

yearly retainer will be good for one year from 12/05/13-012/05/14. Please sign below to confirm that you have accepted this agreement. Sincerely, Bernard Kruger M.D. I have accepted the contract proposed. Signature Date EFTA_R1_01381223 EFTA02374322