ed in Article Four hereof, immediately prior to its termination under this section. DECLARED AND AGREED TO by each of the undersigned. WITNESSES: ZgitNErrrEPSTEIA Settlor ERIKA A. KELLERIIALS, Trustee DARREN K. INDYKE, Trustee J. EPSTEIN VIRGIN ISLANDS FOUNDATION, ENC. By: Name: Title: EFTA00313098 of such tru